Getting a mortgage shouldn’t be more difficult to obtain as you get older, however the lender market is greatly reduced as you approach and go into retirement. We can assist customers at any age and stage in life – whether you are looking to get a better deal on your current mortgage, raise money on a property you already own or simply want to get on the property ladder, however we specialise in finding lending solutions to those who have retired, or those retiring shortly.


As independent advisers we have access to the whole market, including many specialist lenders, to ensure that we can find the best deal for you.

We could help you if you:

  • Have struggled to obtain a mortgage because of your age or employment status
    We have access to the open market giving us a wide range of options whether you are approaching retirement, self-employed, semi-retired or retired
  • Review your interest-only mortgage
    Do you have an interest-only mortgage with no repayment vehicle or a repayment vehicle that will not clear your mortgage then we can review the best way to structure this mortgage
  • Want to borrow in retirement
    We have access to the open market and many specialist lenders who provide solutions to later life mortgages that can last in to retirement
  • Want to re-mortgage
    We can review your current mortgage product against the whole market to ensure that you are the best possible deal for you to potentially save you money over the remaining term of the loan. Or we could assist you in releasing further monies from your property
  • Are a first-time buyer
    With access to the whole marker we have available a great range of mortgages for those wanting to get onto the property ladder
  • Want buy to let finance
    As independent advisers we have access to the many buy to let specialist lenders to ensure that we can find you the best solution

Our service is completely free of charge, and only if you decide to proceed with an application, following our initial recommendation, do we charge a fee

Our typical fee’s range from £395-595, and this is due for payment once we submit your application to the provider

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage and any debt secured on it.

Age restrictions may apply, depending upon the lender chosen.

To discuss all your options in more detail please call one of our regional offices to speak to one of our Advisors, who can recommend which options, from the open market, that you should take

Call today 0161 983 0049 or Get a Quote