If you are 55+ years old with a property, located in the UK, that is worth at least £70,000 you should be able to release the equity tied up in your home, for whatever needs you may have. The most popular type of equity release plan is a lifetime mortgage plan. This plan allows you to retain ownership of your home with a loan that is secured against your home.

With a lifetime mortgage plan, you can release a one-off lump sum or a series of lump sums as part of a drawdown lifetime mortgage plan. A drawdown lifetime mortgage plan allows you to release lump sums in stages, and only pay interest on the amount that you have drawn down. A home reversion plan involves selling all, or part of, your home for a lump sum. Equity release will reduce the value of your estate and could also affect your entitlement to many means-tested benefits

Here at Later Life Planning Experts we can advise you on both types of plans and as we are truly independent, we have access to the whole of the market. Unless you decide to go ahead, our service to you is completely free. We will provide you advice and a recommendation of the best solution for you and your circumstances

This service is completely free of charge, and only if you decide to proceed with an application, following our initial recommendation, do we charge a fee. Our typical fee is £995, and this is due for payment once we submit your application to the provider

If you’re considering equity release we strongly advise that you read Is equity release right for you? or call of our regional offices to discuss all your options in full detail

Call today 0161 983 0049 or Get a Quote