• Equity Release
    • What is Equity Release?
    • How do lifetime mortages work?
    • What type of equity release plans are available?
    • Why release equity from my home?
    • Is a lifetime mortgage right for you?
    • Frequently asked questions
    • Equity release guide
    • Case Studies
  • Retirement Income
    • Lifetime Annuity
    • Fixed Term Annuity
    • Structured Drawdown
  • Retirement Mortgages
  • Estate Planning
  • Our Team
  • Contact
Get a Quote Today

Call today 0161 983 0049 (calls recorded*) or Get a Quote

Jay’s advice on all our pertinent financial decisions, both personal and for our business, is first class. Jay has taken the time to really understand our position and present us with detailed analysis of options for all of our financial needs. He has taken the worry and stress of such big decisions away.

J from Knutsford | Knutsford

The stuff you do which is great but for me expected: professional, wealth of knowledge across all financial aspects, clients’ best interest at heart, proactive with market changes, high standard of client service.

However what sets you apart for me are the following elements:

1) You simplify complex financial matters into language I understand to enable me to make the best           informed decisions.

2) You respect my position as an equal in mine and my husband’s financial matters.

3) You don’t sit on the fence presenting me/ us with copious options, you give an opinion!

A from Cheshire | Cheshire

The firm has managed my financial affairs for over 10 years.  I have complete confidence in the team and as such they look after my mortgage, pension and life insurance policies, in addition they also manage my portfolio of Buy to Let commercial mortgages and related insurance services.   I rely on the expertise,    ethics and experience of the advisors to bring to me the most suitable products and services, I trust the advice given to allow me to make an informed choice, to have this reliance is invaluable.

P from Cheadle | Cheadle

Thank you – throughout all this you’re the person that has been consistently on the ball and efficient and we really do appreciate all you have done for us.

G From Stockport | Stockport

Jay offers a friendly, approachable service. His passion, knowledge and delivery give you the reassurance that your best interests are in hand. Always available to provide guidance and deliver quality advice. Willing to spend time to listen to the needs of the client and explain complex issues in a clear way.

We have learnt to trust his judgement over many years. We would recommend him and do to anyone seeking financial advice.

Our experience with all at One and All has been nothing but excellent. A great Professional Company.

M from Manchester | Manchester

Working With Trusted Providers

  • Equity Release
    • What is Equity Release?
    • How do lifetime mortages work?
    • What type of equity release plans are available?
    • Why release equity from my home?
    • Is a lifetime mortgage right for you?
    • Frequently asked questions
    • Equity release guide
    • Case Studies
  • Retirement Income
    • Lifetime Annuity
    • Fixed Term Annuity
    • Structured Drawdown
  • Retirement Mortgages
  • Estate Planning
  • Our Team
  • Contact
  • Terms of Business
  • Terms and Conditions
  • Privacy Policy
Call Today 0161 983 0049 (calls recorded*) Get a Quote Today

*Please note all calls to and from our landlines are recorded to meet regulatory requirements. Later Life Financial Services is a trading name of One and All Financial Services Ltd. Registered in England and Wales No. 09203959 Registered Address: 2 Mount Sion, Royal Tunbridge Wells, TN1 1UE One and All Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 672406 at https://register.fca.org.uk The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9123, www.financial-ombudsman.org.uk Your home may be repossessed if you do not keep up repayments on your mortgage

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